Our outlooks and predictions are not to pretend to our readers or to ourselves for that matter to be able to see the future!  We would never pretend to be so bold!  Because if anyone (even us) proclaims themselves to be able to do so, you should run and not walk away, or in today's vernacular click away.  What the new year predictions are for are to create a baseline to work from. Once we have such a baseline, we can build our Quarterly Plan to incorporate into our Annual Plan.  Both the quarterly and annual plans are living, breathing documents that must be maintained, updated, massaged all year long as more and more information becomes available and circumstances change as it always does. So with that said, let us begin:

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